Why Are There So Many Russian Dash Cam Videos?

I guess the better question to ask is: Why does it seem like every car in Russia is equipped with a dash-cam? I have to be honest, the answer is not surprising at all. And yes, maybe I'm the only asking it, but, I'm asking and here's the answer. 

And it's not because the majority of Russians want insane accidents to go viral. It's insurance rates! Oh, think I'm pulling this out of thin air? Well then, let's go to Russia!

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Can we save on insurance rates here in the states if we install a dash-cam? That my friends is a question for your insurance agent.

Happy driving!