Talk about a water hazard.  You won't just lose your ball in this one, but possibly a hand, foot, maybe more!

I thought hitting the ball into a sand trap was a pain in the ass, you'll never believe whats going on in Australia.  At the Carbrook golf course you could suffer from a shark attack.  Yes that's right, a shark attack.  The sharks haven't always been there.  Owners speculate they came to the course during a big flood in the early 1990's and are now a feature of the course.  They even have the monthly "Shark Lake Challenge".  I don't think I'm reaching my hand into there if I slice it towards the lake.