Tax day is here!  Are you surprised, or prepared?  Have you done everything that you need to do to get that refund, or saved enough to pay?

When it comes to filing taxes, there are a two types of people- people who file as soon as they get their W2's, and people who put things off until the last second.  There;s very little gray-area in between that, so where do you fall?

Chances are if you owe, you're waiting.  If you are getting a nice refund, you'll file that as fast as you can enter your information. Us residents of New York State generally end up owing at least a small amount to the State, but it's hard not to come away with a refund. Myself, I usually file federal right away, and wait to do the state until later.

So what do you do?  Do you file at the last possible second, or do you just get it over with?